Teen Insurance

teen insurance
Where can I get cheap teen insurance in Southern California?

I just added my son to my insurance and it went up a whole lot. Then I heard that it would be cheaper to get insurance that specialize with teen drivers, so does anyone know where I can find insurance (in southern Cali) that specializes with teen drivers?

see this http://gsx1.com/InsuranceComparison.html take the quote, they’ll come back with prices from different insurers in your area. It’s very quick and free of charge.
There isn’t one insurer that specializes with teen drivers. The only way to get cheap rates is to do some legwork and get a few quotes till you find someone that won’t be as expensive. I saved $560 just by searching about for a day or so.
Here’s more from my bookmarks

http://finance.ebookorama.com/ukusa-selected-resources.php

http://autoinsurance.guidearticles.com/

http://cars.guidearticles.com/insurance-comparison.htm

you’ll find more in google

Travelers Insurance – CT DMV Teen Safe Driving Video Contest

Teenage Car Insurance

Car insurance premiums are typically much high for teen drivers than drivers over age twenty-five and with good reason. According to the Insurance Institute for Highway Safety, sixteen year-old drivers get into accidents almost six times more often than drivers between the ages of thirty and fifty-nine. This is why many car rental companies will not rent cars to drivers under twenty-five. However, there are things you can do to help reduce the insurance rate for your teen.

In most states, teen drivers under the age of eighteen are required to undergo a formal driving training education as a prerequisite to taking their driver’s license test. Enroll your teen into a quality driving school where they can get a good education and learn the importance of safe driving. Many insurance companies offer discounts for teens that complete a recognized drivers education program. Also, spend time with your teenage son or daughter and help teach them responsible driving. The best way to get and keep low car insurance rates for your teen is for them to have a clean driver’s record.

If you are the parent of a teen, set a good example and practice safe driving. Think twice before speeding, tailgating that car in front of you, yelling at that driver who just cut you off and don’t even drink and drive. Spend time driving with your teenage son or daughter and help teach them responsible driving. By having attentive, responsible parent drivers, your teen will be a lot more likely to be a responsible driver.

Another way to reduce the insurance rates for teens is for them to get good grades in school. By showing discipline and hard work in the classroom, studies show that teens are much less likely to get into accidents. Many insurance companies offer discounts to teen drivers who have a grade point average of 3.0 or higher. Encourage your teen to excel in school, and give them additional incentive to get good grades. Perhaps put the money you are saving on your teen’s insurance into a college fund or a graduation trip. By teaching responsibility and reward for hard work, you are also instilling good values and motivation that can help them down the road.

Fast cars in the hands of a teenager can be dangerous. That is why sports cars also typically have higher insurance rates than other comparably priced vehicles. These cars are more likely to tempt a your teen to speed and drive irresponsibly leading to more accidents. Think carefully about the car your teen will drive. As they approach driving age, consider purchasing a vehicle that will be safe and economical for them to drive. Cars or trucks with big V-8s or turbocharged engines may seem like a good idea for the experienced driver, but are more likely to induce speeding and unsafe driving for your teen.

Another way to save money on teen insurance is to add your teen to your auto insurance policy as an additional driver. You will undoubtedly pay much higher rates if your teen has their own policy. You may be able to insure your child under your policy as long as they live in the family household. However, when a teen goes away to college, there may be situations where a teen may have to get their own insurance, depending on the proximity of their school from their parents’ home. Parents may also be able to put their child’s coverage on hold if they are away at college and will not be driving. Be sure to check with your insurer regarding these considerations and make sure you have the coverage your teen needs.

Purchasing Car Insurance For your teenage driver is very important. The number of companies and available types of coverage can be confusing and make it difficult to sort out what you really need. Learn more about the best car insurance companies and get the information you need to shop smartly for car insurance at http://www.bestcarinsurancecompanies.net.