Car Insurance For

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Coles enter car insurance market
Coles has entered the national car insurance market, launching a new, flexible and great value product with added benefits and savings for customers, backed by the strength of Wesfarmers Insurance. As well as providing quality insurance and peace of mind, Coles Car Insurance lets customers triple their standard four cent Coles fuel discount receipt once every [...]
Car Insurance

How do you get cheap car insurance for an 18yo?

I need to find cheap car insurance for an 18yo female who owns outright an $11000.00 car. Any suggestions?
I need Australian comanies only please.

i work in insurance in australia.

well, i would have suggested getting “third party property damage only” type insurance, having it for a few years showing the insurance company that you don’t claimTHEN buying a more expensive vehicle. some insurers would take your third party only insurance history into account and give you a discount on comprehensive.

but, as you’ll no doubt want comprehensive insurance on this car, you’ll just have to shop around. “market value” type car insurance is usually cheaper than “agreed value” so you might want to start there.

i always recommend to young drivers to buy a car they don’t particularly care about writing off and insuring it third party only for a couple of years for exactly the top reason.

insurance is expensive for younger drivers as it’s pretty much guaranteed that their car is going to be involved in an accident.

if your parents are insured and you still live at home, try their insure to see if they give out a family discount.

ps. don’t bother trying to insure it under your parents name – it just makes it difficult when you need to claim. imagine, it’s pouring rain, you’ve just had an accident and you need to get a tow truck. if your car is insured under your parents name, then they would need to sort this out for you and if they are uncontactable. well. you get the drift. this kind of thing happens all the time.